Run a 1,000,000 pension pot one year at a time: choose the withdrawal and the equity share; returns arrive at the end of each year.
Spend around 40,000 a year from 1,000,000 for thirty years. Keep the money lasting, the average spend at least 34,000 and big cuts to three.
Year 0/30 · 30 years left
No years played yet.
No years played yet.
| Rule | This year | Success odds |
|---|---|---|
| Fixed 40,000 | 40,000 | 73% · STRETCHED |
| Fixed 3.5% of the start | 35,000 | 85% · STRETCHED |
| 4% of current wealth | 40,000 | 100% · COMFORTABLE |
| Guardrails | 40,000 | 100% · COMFORTABLE |